Afterpay - Buy Now, Pay Later

Afterpay - Buy Now, Pay Later is a financial technology app designed to offer users a flexible and convenient payment solution. It enables shoppers to make purchases online or in-store and pay for them over time in installments. With no interest or fees when payments are made on time, Afterpay provides a modern alternative to traditional payment methods. By partnering with a wide range of retailers, the app gives users access to an extensive selection of products and services. Featuring a user-friendly interface and a seamless checkout experience, Afterpay - Buy Now, Pay Later transforms the way people shop and manage their spending.

Key Features of Afterpay - Buy Now, Pay Later:

• Exclusive App Deals: Enjoy special discounts and offers available only through the Afterpay app, giving you access to a variety of top brands.

• Split Payments into 4 Interest-Free Installments: Break down your purchase into four equal, interest-free payments, making budgeting easier and more manageable.

• Extended Payment Plans (6 or 12 Months): For larger purchases, opt for longer-term payment plans at participating retailers, allowing greater flexibility in managing your expenses.

• App-Exclusive Brands: Discover unique brands and products that are only available within the Afterpay app, enhancing your shopping experience.

Frequently Asked Questions:

Can I use Afterpay in physical stores?
Yes, Afterpay is accepted at many in-store retailers, offering a flexible payment option for both online and offline shopping experiences.

How can I adjust my payment schedule?
The Afterpay app allows you to easily modify your payment plan or pause payments if you initiate a return. You can also track your order and payment history directly from the app.

How do I get notified about sales and price drops?
Enable push notifications in the app to stay informed about ongoing sales and receive alerts when prices drop on items you're interested in.

App-Only Shopping Experience

Afterpay delivers a unique and exclusive shopping platform via its mobile app. Users gain access to a broad network of brand deals and can shop across multiple categories—including fashion, beauty, home décor, toys, and electronics—both online and in-store. The app lets you split your total purchase amount into four interest-free installments, helping you stay within budget while enjoying instant gratification.

Flexible Payment Solutions

Afterpay now offers extended payment options at select retailers, allowing users to pay over six or twelve months. This added flexibility makes it easier to afford high-value purchases without straining your monthly finances.

Access Exclusive Brands and Categories

Explore a curated collection of brands and product categories available only on the Afterpay app. From fashion and lifestyle to tech and home essentials, there’s something for every shopper. Plus, enjoy daily shopping guides and inspirational content to keep up with current trends and hot deals.

Effortless Order Management

With Afterpay, tracking your orders and payments is simple. View past and current transactions, adjust payment schedules, and pause payments during returns. For additional convenience, link your Afterpay account to Cash App and manage everything from one place.

Never Miss a Deal with Price Alerts

Stay ahead of the game by enabling push notifications for sales and price drops. Save items you love in the app, and receive alerts when their prices go down, ensuring you always get the best deal possible.

In-Store Shopping Made Easy

Enjoy the convenience of using Afterpay at physical retail locations. Add your Afterpay card to your digital wallet and view your pre-approved spending limit in real-time, helping you shop smarter and stay within your budget.

Boost Your Spending Limit

Improve your purchasing power by consistently making timely payments through the Afterpay app. We encourage responsible spending habits and help you build better financial control through positive payment behavior.

Around-the-Clock Customer Support

Get instant support anytime with Afterpay's in-app customer service chat. Access frequently asked questions and get expert assistance whenever needed, all within the comfort of the Afterpay app.

Terms and Conditions Overview

• To use the Afterpay app, users must agree to the Terms of Use and Privacy Policy. Eligibility requires users to be at least 18 years old, a U.S. resident, and meet other qualifying criteria. In-store usage may require additional verification steps. Late fees may apply. Full details are outlined in the installment agreement. Loans provided to California residents are issued under a California Finance Lenders Law license.

• The Pay Monthly program is offered through loans issued or arranged by First Electronic Bank, an FDIC member institution. Depending on merchant and eligibility factors, APRs range from 6.99% to 35.99%, and a down payment may be required. Credit approval is necessary, and this service may not be available in all states. A valid debit card, accessible credit report, and acceptance of final terms are prerequisites for applying. Estimated monthly payments shown exclude taxes and shipping fees, which are applied at checkout. For full terms, please visit the Afterpay website.